The Draft Report recommended that choices by FDIC officials to change draft ranks assigned by examiners had been unfounded and improper. But, such oversight is acceptable therefore the overview of the assessment papers shows the modifications had a very good supervisory foundation.
This year, FDIC headquarters instructed the Chicago Regional workplace to take into account bank methods, not only their present monetary conditions, in assigning ranks to two banks with identified weaknesses in their programs that are RAL. This instruction had been in keeping with interagency rating directions. The instruction has also been in line with the thought of forward-looking direction that the FDIC had emphasized as a result to OIG recommendations after Material Loss Reviews of failed banks.